By Team Edtoolkits · Finance & accounting
Project your EPF corpus at retirement from salary, raises and the EPF rate, with the employer and EPS split, or your PPF maturity over 15 years and extensions.
Use the guide alongside the working tool.
Open EPF & PPF Calculator →Pick the exam and document
Choose EPF (the provident fund at your job) or PPF (the public provident fund you open yourself).
Frame and clean up
For EPF, enter your monthly basic + DA, current balance, yearly raise, age and retirement age; adjust the EPF rate or your contribution if needed. For PPF, enter the yearly deposit, any current balance, the term (15 years or with 5-year extensions) and the rate.
Create and check
Read the corpus at retirement or the PPF maturity, how much came from you, your employer and interest, and the year-by-year table. Copy the summary.
Privacy and limits
Projections assume today's rates for the whole period (EPF 8.25%, PPF 7.1% by default); both are reviewed by the government and change over time. EPF splits the employer's 12% into 8.33% for EPS pension (capped at ₹1,250 a month for most members) and the rest to EPF. PPF assumes deposits by 5 April each year. Amounts are not adjusted for inflation. Not financial advice.
Ready to apply this workflow?
Try EPF & PPF Calculator →Explore a related workflow
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Keep your original files and review the result. Found unclear instructions? Contact Team Edtoolkits.