Finance & accounting
HRA Exemption Calculator
Tax-free HRA from salary, rent and city, with the three limits shown.
Preparing tool
How to use HRA Exemption Calculator
- Enter your monthly basic + DA, the HRA your employer pays and the rent you pay.
- Choose the tax year and the city where you rent: metro cities allow 50% of basic, others 40%. FY 2026-27 counts Bengaluru, Hyderabad, Pune and Ahmedabad as metros too. Set how many months you paid rent.
- See the three limits with the lowest highlighted, the exempt and taxable HRA, and a hint if a slightly higher rent would make more of your HRA exempt. Copy the calculation for your records.
What are the limits of HRA Exemption Calculator?
HRA exemption is available only in the old tax regime and only when you actually pay rent for a home you live in. The 8-city metro list for FY 2026-27 is as reported for the Income-tax Rules 2026; confirm with your employer or the notified rules. Rent receipts and your landlord's PAN (for rent above ₹1 lakh a year) are needed as proof. Not tax advice.