Finance & accounting
Home Loan Eligibility Calculator
Loan amount and property budget your income supports.
Preparing tool
How to use Home Loan Eligibility Calculator
- Enter your monthly take-home income, a co-applicant's income if any, and existing EMIs.
- Set the interest rate, tenure and FOIR (the share of income banks allow for EMIs, often 40–60%).
- See the loan you could get, the EMI, the property budget under RBI loan-to-value limits, your down payment and the EMI per lakh.
What are the limits of Home Loan Eligibility Calculator?
An estimate: banks also weigh your credit score, age, employer, job stability and the property itself, and stamp duty, registration and other costs are extra. Not financial advice.