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Finance & accounting

Finance & accounting

Capital Gains Tax Calculator

Find the tax on selling shares, funds, gold or property in India.

Private by design

Your inputs stay on your device and are not sent to our servers. Optional usage analytics does not receive your files or tool inputs.

Preparing tool

How to use Capital Gains Tax Calculator

Pick what you sold and enter the purchase and sale dates and prices.
Add costs, the 31 January 2018 value, or a section 54, 54EC or 54F reinvestment if they apply.
Read the tax, the working, and for old property the better of the two methods.

Read the detailed guide →

What are the limits of Capital Gains Tax Calculator?

One sale at a time, for sales from 23 July 2024 to 31 March 2027. It does not net losses against other gains, adjust unused basic exemption, or cover foreign assets, ESOPs, bonds or business income. The Cost Inflation Index figures come from the CBDT notifications. This informs and does not replace a tax adviser. Nothing you enter leaves your device.

Capital Gains Tax Calculator

STCG and LTCG for sales in FY 2025-26 and 2026-27

The sale

What did you sell?

Purchase date

Sale date

Amounts

Purchase price

₹

Sale price

₹

Cost of selling (brokerage, fees)

₹

Special cases

Value on 31 Jan 2018 (if bought before 1 Feb 2018)

₹

Highest traded price that day, or fund NAV. Leave 0 if bought later.

Other equity LTCG this year

₹

Gains already using the ₹1.25 lakh free limit.

Exemption

Reinvestment exemption

Tax rates

Your slab rate

%

For gains taxed at slab rates (short-term gold, property, debt funds).

Surcharge

Tax on this long-term gain₹3,25012.5% above ₹1.25 lakh a year (section 112A) and 4% cess

Capital gain₹1,50,000held 102 months

Taxable gain₹25,000₹1,25,000 exempt

Money left after tax₹2,96,750sale price minus selling costs and tax

Working (1 rows)

Method	Cost used	Gain	Exempt	Taxable	Tax incl. cess
Long-term	₹1,50,000	₹1,50,000	₹1,25,000	₹25,000	₹3,250

How it works

A capital gain is what you get when you sell for more than you paid. Gains on assets held long enough are long-term and taxed at lower rates. Since 23 July 2024 most long-term gains are taxed at 12.5% and short-term gains on listed equity at 20%.

Note
Grandfathering used: cost is the higher of what you paid and the lower of the 31 Jan 2018 value and the sale price.
Income-tax Act 2025
Section numbers shown are from the 1961 Act. The new Act renumbers them from 1 April 2026; the rates here are unchanged.

Sale after costs ₹3,00,000 − cost ₹1,50,000 = gain ₹1,50,000.
Taxable after exemptions: ₹25,000. Tax: ₹3,125 (12.5% above ₹1.25 lakh a year (section 112A)) + 4% cess ₹125 = ₹3,250.

Shares and equity funds: the first ₹1.25 lakh of long-term gains in a year is free.
Flats bought before 23 July 2024: the tool compares 12.5% without indexation with 20% with indexation, and shows the lower.
Reinvestment exemptions have deadlines (house within 1 year before or 2 years after, bonds within 6 months); check them with a tax professional.

Rules for sales on or after 23 July 2024 (Finance (No. 2) Act 2024), in force for FY 2025-26 and FY 2026-27. Listed equity shares and equity-oriented funds with STT paid: long-term if held more than 12 months; short-term gain taxed at 20% (section 111A); long-term gain taxed at 12.5% above ₹1.25 lakh a year (section 112A); for purchases before 1 Feb 2018, cost is the higher of actual cost and the lower of the 31 Jan 2018 value and the sale price (section 55(2)(ac)). Other listed securities such as gold ETFs: 12 months; all other assets (property, physical gold, unlisted shares): 24 months. Long-term gain on these is 12.5% without indexation (section 112); for land or building bought before 23 July 2024, a resident individual or HUF may instead pay 20% with indexation, and the tool picks the lower. Indexed cost = cost × CII of the sale year ÷ CII of the purchase year; CII is 100 for FY 2001-02 and earlier cost is the 1 April 2001 value, 376 for FY 2025-26 (CBDT Notification 70/2025) and 384 for FY 2026-27 (CBDT Notification 85/2026). Short-term gains other than listed equity, and debt mutual fund units bought on or after 1 April 2023 (section 50AA), are taxed at your slab rate. Exemptions: section 54 (new house, up to ₹10 crore), 54EC (bonds, up to ₹50 lakh) and 54F (net sale price reinvested in a house, in proportion, up to ₹10 crore). Surcharge on these special-rate gains is capped at 15%; health and education cess is 4%. The Income-tax Act 2025 renumbers these sections from 1 April 2026 without changing the rates.