NPS & Atal Pension Yojana Calculator

See what your NPS could grow to and what pension it could buy, or check your APY payment.

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Your inputs stay on your device and are not sent to our servers. Optional usage analytics does not receive your files or tool inputs.

Preparing nps & atal pension yojana calculator

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How to use NPS & Atal Pension Yojana Calculator

Choose NPS or Atal Pension Yojana at the top.
For NPS, enter your age, contribution, expected return and annuity share. For APY, enter your age and pension amount.
Read the corpus, pension and lump sum, or the monthly APY payment.

Read the detailed guide →

What are the limits of NPS & Atal Pension Yojana Calculator?

Information only, not advice or a promise. NPS returns are market-linked and annuity rates vary by provider; your numbers are guesses. Tax on the lump sum and annuity is not modelled. Exit rules reflect the December 2025 PFRDA amendment; confirm with PFRDA or your pension fund before acting. APY figures come from the official chart. Nothing you enter leaves your device.

Year	Age	Paid in so far	Corpus
1	31	₹1,20,000	₹1,25,656
2	32	₹2,46,000	₹2,70,752
3	33	₹3,78,300	₹4,37,639
4	34	₹5,17,215	₹6,28,927
5	35	₹6,63,076	₹8,47,519
6	36	₹8,16,230	₹10,96,638
7	37	₹9,77,041	₹13,79,861
8	38	₹11,45,893	₹17,01,160
9	39	₹13,23,188	₹20,64,945
10	40	₹15,09,347	₹24,76,105
11	41	₹17,04,814	₹29,40,065
12	42	₹19,10,055	₹34,62,842
13	43	₹21,25,558	₹40,51,106
14	44	₹23,51,836	₹47,12,253
15	45	₹25,89,428	₹54,54,477
16	46	₹28,38,899	₹62,86,861
17	47	₹31,00,844	₹72,19,468
18	48	₹33,75,886	₹82,63,446
19	49	₹36,64,680	₹94,31,142
20	50	₹39,67,914	₹1,07,36,231
21	51	₹42,86,310	₹1,21,93,857
22	52	₹46,20,626	₹1,38,20,785
23	53	₹49,71,657	₹1,56,35,578
24	54	₹53,40,240	₹1,76,58,781
25	55	₹57,27,252	₹1,99,13,139
26	56	₹61,33,614	₹2,24,23,819
27	57	₹65,60,295	₹2,52,18,677
28	58	₹70,08,310	₹2,83,28,532
29	59	₹74,78,725	₹3,17,87,486
30	60	₹79,72,662	₹3,56,33,267

Year

Age

Paid in so far

Corpus

₹1,20,000

₹1,25,656

₹2,46,000

₹2,70,752

₹3,78,300

₹4,37,639

₹5,17,215

₹6,28,927

₹6,63,076

₹8,47,519

₹8,16,230

₹10,96,638

₹9,77,041

₹13,79,861

₹11,45,893

₹17,01,160

₹13,23,188

₹20,64,945

₹15,09,347

₹24,76,105

₹17,04,814

₹29,40,065

₹19,10,055

₹34,62,842

₹21,25,558

₹40,51,106

₹23,51,836

₹47,12,253

₹25,89,428

₹54,54,477

₹28,38,899

₹62,86,861

₹31,00,844

₹72,19,468

₹33,75,886

₹82,63,446

₹36,64,680

₹94,31,142

₹39,67,914

₹1,07,36,231

₹42,86,310

₹1,21,93,857

₹46,20,626

₹1,38,20,785

₹49,71,657

₹1,56,35,578

₹53,40,240

₹1,76,58,781

₹57,27,252

₹1,99,13,139

₹61,33,614

₹2,24,23,819

₹65,60,295

₹2,52,18,677

₹70,08,310

₹2,83,28,532

₹74,78,725

₹3,17,87,486

₹79,72,662

₹3,56,33,267

Year	Age	Paid in so far	Corpus
1	31	₹1,20,000	₹1,25,656
2	32	₹2,46,000	₹2,70,752
3	33	₹3,78,300	₹4,37,639
4	34	₹5,17,215	₹6,28,927
5	35	₹6,63,076	₹8,47,519
6	36	₹8,16,230	₹10,96,638
7	37	₹9,77,041	₹13,79,861
8	38	₹11,45,893	₹17,01,160
9	39	₹13,23,188	₹20,64,945
10	40	₹15,09,347	₹24,76,105
11	41	₹17,04,814	₹29,40,065
12	42	₹19,10,055	₹34,62,842
13	43	₹21,25,558	₹40,51,106
14	44	₹23,51,836	₹47,12,253
15	45	₹25,89,428	₹54,54,477
16	46	₹28,38,899	₹62,86,861
17	47	₹31,00,844	₹72,19,468
18	48	₹33,75,886	₹82,63,446
19	49	₹36,64,680	₹94,31,142
20	50	₹39,67,914	₹1,07,36,231
21	51	₹42,86,310	₹1,21,93,857
22	52	₹46,20,626	₹1,38,20,785
23	53	₹49,71,657	₹1,56,35,578
24	54	₹53,40,240	₹1,76,58,781
25	55	₹57,27,252	₹1,99,13,139
26	56	₹61,33,614	₹2,24,23,819
27	57	₹65,60,295	₹2,52,18,677
28	58	₹70,08,310	₹2,83,28,532
29	59	₹74,78,725	₹3,17,87,486
30	60	₹79,72,662	₹3,56,33,267