By Team Edtoolkits · Finance & accounting
List several loans and cards, pick snowball or avalanche, and see the payoff date for each, the total interest and how much you save compared with paying only the minimums.
Use the guide alongside the working tool.
Open Multi-Debt Payoff Planner →Get started
Add each debt with its balance, interest rate and minimum monthly payment.
Adjust and explore
Choose snowball or avalanche and an extra monthly amount, if any.
Save and share
See the payoff order, dates and interest saved, then copy or print the plan.
Privacy and limits
Treats interest as monthly rate ÷ 12 on the balance and ignores new purchases, late fees, GST on card interest and changing rates. For one card with GST on interest, use the Credit Card Payoff Calculator. Informs, does not advise. Nothing you enter leaves your device.
Ready to apply this workflow?
Try Multi-Debt Payoff Planner →Explore a related workflow
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Keep your original files and review the result. Found unclear instructions? Contact Team Edtoolkits.